Fariji DT Sacco logo Fariji DT SaccoKaribu Nyumbani
Become a Member

 Digital Channels

Bank smarter, pay
from anywhere.

Multiple convenient ways to pay your contributions, repay loans and access your Fariji account — no branch visit required.

M-PESA Paybill

Paybill No. 519374

USSD *645#

Works on any phone, no data needed

Lipa kwa Sacco

Free business paybill

Mobile App

Full account access on Android

Agency Banking

15+ agents across Kiambu County

M-PESA Paybill

Pay via M-PESA
in 30 seconds.

Use the Fariji DT Sacco M-PESA Paybill to send your savings contributions, loan repayments or registration fees directly from your phone.

M-PESA Paybill

Fariji DT Sacco Society Ltd — official Paybill

Paybill Number
519374
Fariji DT Sacco Society Ltd
1
Go to M-PESAOpen Safaricom M-PESA menu on your phone
2
Lipa na M-PESASelect "Lipa na M-PESA"
3
Pay BillChoose "Pay Bill" option
4
Enter PaybillBusiness number: 519374
5
Account No.Enter your National ID Number
6
ConfirmEnter amount, PIN, and send

What you can pay via Paybill

Monthly SavingsRegular savings contributions to your Fariji account
Loan RepaymentsPay off outstanding Development, Emergency, or School Fees loans
Registration FeesNew member registration and share capital deposits
Share CapitalAdditional share capital top-ups for existing members

Important: Always enter your National ID as the account number. If you are unsure of your number, contact any branch or call +254 727 398 699 before transacting.

USSD Banking

USSD *645# — any phone, anywhere.

No smartphone, no internet, no problem. Fariji's USSD service works on any Safaricom line and gives you access to your account anywhere in Kenya.

*645#

Everything you need
without data.

Dial *645# from your registered line to access your Fariji account instantly. Check your balance, view your loan status, transfer savings and get mini-statements — all without needing a smartphone or mobile data.

Works on basic and feature phones
No internet connection required
Available 24/7 from any location in Kenya
Balance check in under 30 seconds
PIN-secured for your protection

USSD Menu Preview

FARIJI DT SACCO
*645#

1. Check Balance
2. Loan Statement
3. Mini Statement
4. Transfer Savings
5. Loan Repayment
6. Registration
0. Exit

Dial from a registered Safaricom line. Standard network charges may apply.

Lipa kwa Sacco

A free paybill
for your business.

Lipa kwa Sacco is a paybill option designed to enable businesses to allow customers to pay directly into their savings account. Registration is completely free, and there are no charges during payment.

Lipa kwa Sacco

Let customers pay your business directly into your savings account

How it works

1
Register your businessVisit any Fariji branch to register for a Lipa kwa Sacco paybill number — registration is free
2
Share your paybill numberGive customers your dedicated Lipa kwa Sacco paybill number
3
Customer pays via M-PESACustomer selects "Lipa na M-PESA" and enters your paybill number
4
Funds go to your savingsPayment is credited directly into your Fariji savings account
5
No charges, either wayRegistration and every payment are completely free of charge
Note: Every payment is credited to your savings account, with an M-PESA confirmation for each transaction. Contact your branch to register or resolve any discrepancies.

Why use Lipa kwa Sacco?

Free registrationNo cost to sign your business up for a dedicated paybill number
No payment chargesCustomers pay, you receive the full amount, every time
Direct to savingsEvery customer payment is credited straight into your Fariji savings account
Built for businessGive customers a fast, cashless way to pay you, wherever they are

Registration: FREE
Payment charges: NONE
Funds go to: Your Fariji Savings Account

 Contact Branch

Mobile Banking

Full account access.
Right in your pocket.

The Fariji DT Sacco mobile app for Android gives you a complete view of your account, loan balances, savings history and more — from anywhere you have a signal.

Real-time savings & loan balance
Statement download and transaction history
Loan application tracking
Notifications for credits and debits
Secure PIN login
Fariji App
Android
My Savings
My Loans
Statements
Notifications

All Channels

Every way to
bank with Fariji.

M-PESA Paybill 519374

Pay savings, loans and registration fees directly via Safaricom M-PESA. Works 24/7 on any Safaricom line.

Learn how

USSD *645#

No internet needed. Dial from any Safaricom phone to check balances, pay and access your account.

Learn how

Lipa kwa Sacco

Free paybill for businesses. Let customers pay directly into your savings account, with no charges.

Learn how

Fariji Mobile App

Android app with full account access — balances, statements, loan tracking and notifications.

Learn more

Agency Banking

Over 15 Fariji agents across Githunguri and Kiambu. Deposit, withdraw and pay at a location near you.

Find agents

Branch Banking

Visit any of our 10 branch offices across Kiambu County for in-person service and account enquiries.

Find a branch