Our Story

Built on trust,
grown by community.

Since 1989, Fariji DT Sacco has existed for one purpose — to put affordable financial services in the hands of every member, in every season of life.

WHO WE ARE

A SACCO founded on the strength of community.

Fariji DT Sacco Society Limited was founded in 1989 on the belief that when people come together with a shared purpose, they can unlock greater financial opportunities and build lasting prosperity.

Today, we are a fully licensed Deposit-Taking SACCO regulated by SASRA, serving over 10,000 members through a growing network of branches and service offices. For more than three decades, we have remained committed to helping our members save, invest, borrow, and grow with confidence.

Member Owned

Every member is a shareholder and beneficiary.

Trusted & Regulated

Fully licensed and regulated for your peace of mind.

Community Driven

Rooted in cooperative values and local empowerment.

Financial Growth

Helping members build wealth through savings and credit.

Purpose & Direction

Mission & Vision.

Our Mission

To efficiently satisfy our customer's diverse need through mobilization of funds and provision of innovative financial solutions.

We exist to give every member — farmer, teacher, trader or employee — access to credit that is fair, fast, and free from exploitation. We do this through disciplined savings mobilisation, responsible lending, and member education.

Our Vision

To be the Sacco of choice in provision of financial solution.

We aspire to a future where every household in our community has a savings account, a clear path to credit, and a financial institution they can trust with their life's work. Fariji is that institution.

Our Journey

Four decades of
milestones.

From a small cooperative in Githunguri to the leading SACCO in Kiambu County — here is the story of Fariji.

1989

The Beginning

Fariji Sacco started in the year 1989 as a self-help group in Kagwe Catholic Church with the aim of improving the welfare and livelihood of its members and the society at large through mobilization of saving and offering credit. In those days, members would contribute Kes 20/= every Sunday and through pooling of funds the welfare would in turn lend at low interest rates.

2001

Open To Every Member

Seeing the impact it brought to the society the welfare grew significantly and in the year 2001, it was registered as a saving and Credit Cooperative Society. Since then, we opened the common bond to every member of the community, modernized our service delivery and developed products and services that suits our customers

2005

Branch Expansion

Fariji opens Multiple branches across Kiambu County, bringing membership above 2,000 and extending services to non-farming households.

2010

SASRA Licensing

Fariji becomes one of the first SACCOs in Kiambu County to receive a full Deposit-Taking licence from SASRA, giving members the highest level of regulatory protection available.

2018

Digital Services Launch

The USSD service goes live, allowing members to check balances and receive disbursements from any phone without visiting a branch. Mobile penetration doubles within two years.

2023

Digital Services Improved

We've upgraded our digital banking services. Members can now access our new USSD platform by dialing *645#, and make Paybill deposits at no charge for a more convenient banking experience.

2024

10,000 Members Milestone

Fariji crosses the 10,000 active member threshold — a landmark moment that reflects four decades of consistent member trust and sound management in every economic cycle.

2025

System Upgrade

Fariji is upgrading its systems to deliver faster, more reliable services and enhance your digital banking experience.

2026

Agency Banking Network

Fariji deploys authorised agents across Githunguri, Kagwe and Gatundu sub-counties, giving members deposit and withdrawal access at over 15 points without travelling to a branch.

Today

Growing Every Day

With 10 branches and offices, a mobile app, USSD banking, and an agency network, Fariji continues to deliver on its founding promise — financial dignity for every member.

What Guides Us

Core values.

The principles that shape every decision, product, and interaction at Fariji DT Sacco.

Fairness

We treat every member with respect, equality, and impartiality. Our decisions are guided by clear policies, transparency, and accountability, ensuring that everyone has equal access to our products, services, and opportunities without discrimination or favoritism.

Accountability

We take responsibility for our actions, decisions, and commitments. By embracing transparency, delivering on our promises, and continuously improving our services, we remain accountable to our members, stakeholders, and the communities we serve.

Reliability

We are committed to providing dependable, consistent, and secure financial services that our members can trust. By delivering quality service, safeguarding members' assets, and ensuring uninterrupted access to our products and channels, we strive to be a reliable partner in every stage of our members' financial journey.

Integrity

We uphold the highest standards of honesty, transparency, and ethical conduct in every interaction. We earn the trust of our members by acting with professionalism, safeguarding their interests, and doing what is right, even when no one is watching.

Judicious

We exercise wisdom, prudence, and sound judgment in every decision we make. By managing resources responsibly, assessing risks carefully, and making informed choices, we safeguard our members' investments and promote sustainable growth.

Innovative

We embrace innovation by continuously adopting new technologies, improving our processes, and developing solutions that make saving, borrowing, and accessing financial services simpler, faster, and more convenient for our members.

Regulation & Safety

Your savings are
fully protected.

Fariji DT Sacco is licensed and supervised by the Sacco Societies Regulatory Authority (SASRA) under the Sacco Societies Act. This means your deposits are protected, our books are audited annually, and our operations meet the highest standards in Kenya's cooperative sector.

SASRA Licensed

Annually Audited

Cooperative Act Compliant

Deposits Protected

35+ Years of operation

4 Digital Channels

2010 SASRA licence year

100% Audit compliance

Meet the people behind Fariji.

Our Board of Directors and Management Team are committed professionals who guide Fariji with integrity, accountability and a deep understanding of our members' needs.

Meet the Team Contact Us

Built on trust,grown by community.