BOSA Activities
Capital Shares
Members can purchase a minimum of ksh5000 capital shares and earn an attractive dividend annually.
Normal Shares
Minimum share contribution is set at 300ksh per month. The more the savings accumulated, the higher the returns and loans granted.
Benevolent Funds
This is compulsory contribution for all members. Minimum contribution is ksh 50 per person every month.
Loan Facilities
Development loan
Available to members with the Normal shares for their development projects. Payable within 36months. Low interest rate.
School fees loan
Available to members with the Normal shares to cater for their education needs or that of their children. Payable within 12months. Low interest rate.
Emergency loan
Available to members with the Normal shares to cater for emergency cases. Payable within 6 months. Low interest rate.
Salary and Pension Loan
Available to members who channel their salaries and pension through our Sacco.
Milk Loan
Product designed for dairy farmers who channel their milk payments through us to invest in modern dairy farming techniques.
Tea and Coffee Loan
Available to tea farmers and coffee farmers who channel their payments through our Sacco.
Okoa Advance Loan
Awarded to members who channel their salary and other products through our Sacco. Members with existing loans but have the ability to pay can also access this product.
Business loan
Available to entrepreneurs who want to expand their businesses. Business people must bank their business income regularly at FOSA.
Fariji Cash
Run out of cash and your bills are due? Don't worry anymore if you have free shares. Get Fariji cash E-Loan instantly by dialing *850# or through Fariji Sacco App
Group Loan
Available to welfare groups, clubs.