Karibu Fariji DT Sacco

Empowering over 10,000 Members with affordable loans, secure savings & trusted financial solutions – Regulated by SASRA.

Karibu Nyumbani
Fariji DT Sacco

About

Find Out More Fariji DT Sacco

Fariji DT Sacco

Empowering Members, Enriching Lives

At Fariji DT Sacco, we are committed to helping our members achieve financial freedom through affordable savings and loan solutions. Guided by trust, transparency, and accountability, we continue to transform lives and uplift communities.

  • Savings & Deposits

    Grow your wealth with flexible savings plans that guarantee security and steady returns.

  • Affordable Loans

    Access quick and reliable financing to support your business, education, projects, or emergencies at competitive rates.

  • Member Empowerment

    We believe in the power of unity. By pooling resources, members enjoy dividends, interest rebates, and financial security.

  • Digital Convenience

    Transact anytime, anywhere through our mobile banking, Paybill services, and modern platforms.

Regulated by SASRA, Fariji DT Sacco is your trusted financial partner, working with you to build prosperity and a brighter future — Together We Save, Together We Prosper.

Member Trust & Satisfaction 95%
Loan Accessibility & Affordability 90%
Digital & Mobile Banking Adoption 85%
Financial Growth & Stability 92%

More than 10,000 Members

Over 10 Branches & Offices

More than 60 Dedicated Staff

Over 700 Million in Assets

Digital Banking Services

Convenient Ways to Access Fariji Sacco

USSD Banking

Dial *645# on any phone to check balances, transfer funds, and access services instantly.

Fariji App

Bank on the go with the Fariji App. Download now from the Google Play Store.

Download App

M-PESA Paybill

Deposit to your account using Paybill 519374. No charges apply.

Lipa na Sacco

Make payments conveniently using Lipa na Sacco. Absolutely free of charge.

Member Portal

Login online to view statements, apply for loans, and manage your account anytime.

Login Now

Our Products

Discover What We Offer

Savings Accounts

Flexible savings plans with annual dividends. Safe, secure, and reliable.

Loans

From school fees to business financing – quick approvals at competitive rates.

Financial Inclusion

Convenient access to Sacco services through USSD, mobile app, and agency banking.

Investment Options

Boost your wealth through Sacco-backed investment opportunities.

FAQs

Frequently Asked Questions

Here are some of the most common questions members ask about our Sacco products and services.

Who can join the Sacco?

Membership is open to all individuals aged 18 and above who meet our registration requirements. To join, you only need a national ID and a registration fee.

How do I save with the Sacco?

Members make regular contributions—daily, weekly, or monthly—based on their preference. Payments can be made via various channels, including Paybill, branch deposits, Sacco agents, or standing orders.

What loans are available?

We offer a variety of loans, including development loans, emergency loans, school fees loans, agriculture-based loans, and business loans. Loan terms vary depending on the loan product and your savings.

How much can I borrow?

You can borrow up to three times your savings, subject to guarantors or collateral. Loan approval depends on your repayment ability and the Sacco's lending policy. Repeat borrowers with a good credit history may qualify for up to four times their savings.

How long does loan processing take?

Loan approval may vary depending on several factors and Sacco policies. However, most loans are processed within 0 to 14 working days after submission of all required documents and meeting all eligibility criteria.

How do I access my account balance?

You can access your account via USSD *645#, our mobile app, the member portal, or by visiting any of our branches or authorized agents.

What happens if I default on my loan?

If a member defaults, the guarantors or pledged collateral may be used to recover the loan. However, we encourage members to reach out early to discuss possible loan restructuring options in case of financial difficulties. Don’t stay silent or feel afraid — we are here to support every member.

Contact

Need Help? Contact Us

Head Office

Githunguri, Kiambu - Diplomat House

Call Us

+254 727 398 699

Email Us

info@farijisacco.co.ke